Buy to Let Mortgages...

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Buy to let mortgages are not regulated by the Financial Conduct Authority.

An increasing number of people have been investing in property as a long-term opportunity to make profitable returns, and as a way of supplementing income in their retirement. However in more recent times, Government has increased taxation (in form of Stamp Duty and rental income tax) in an attempt to take the heat out of the property market.

Whilst recent years have seen record numbers of lenders enter this market, lately they have become subject to more restrictive lending guidelines from governing bodies, making the whole arera of property investment potentially less profitable. This, combined with future interest rate outlook, inflation predictions, political change, etc mean it is more advisable than ever to consult with a professional - We at Park Grove Mortgages, by accessing the whole of the market, can handle most scenarios that arise.

Tenants can include:

  • HMO's
  • Students
  • Local Authorities
  • Assured Tenancies
  • Company Lets

Our buy-to-let clients range from the first-time investor to the portfolio landlord. We have vast knowledge in this area and our experienced advisers will recommended the most suitable product for your needs. Tax treatment of Buy to Let arrangements is changing in the coming years, so do ensure you are best placed for all eventualities.

Buy-to-let portfolio management: Once you have more than a few investment properties, creating a strategy that reflects your short-term and long-term objectives becomes even more important. At Park Grove Mortgages we will work with you and your professional advisers to review your portfolio regularly, and ensure your mortgage* arrangements complement your objectives.

A fee not exceeding 1% may be payable on receipt of the mortgage offer. We may also receive a fee from a lender. Specific fees will be discussed at the outset of any business and agreed prior to any application.